Ordering an appraisal from Appraisers, Inc.Thousands of people in Arkansas buy, sell or refinance their home every year. Most of these transactions contain a simple line item for an appraisal. The majority of lenders still call for a local expert because the stakes are incredibly high, even though there are a growing number of automated home valuation methods that might seem more economical than an appraisal. But is securing a mortgage the only reason you should get an appraisal? Are there also situations when the services of a certified, independent real estate professional could be beneficial? You bet there are.
Appeal your tax assessment in White CountyIf you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Appraisers, Inc. is your best evidence. At Appraisers, Inc., we're equipped to assist you in appealing your tax assessment.How can you get rid of PMI to lower your mortgage payment?Private Mortgage Insurance, or PMI, is an additional insurance policy that many lenders ask home owners to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. Since the additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is bad because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.Appraisers, Inc. will provide you with a statement regarding the value of your home, and the expense of the appraisal can usually be recovered in little time because you'll no longer be paying the PMI. Settling a divorce with less stress with an appraisal from Appraisers, Inc.A divorce is a particularly daunting experience for the parties involved, and it is often even more complicated by the burdensome decision of who maintains the home. It's a good idea to order an appraisal from Appraisers, Inc. so both parties are entirely aware of the true market value of their home, regardless of the circumstances.The parties will have a clearer picture of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Fair and accurate estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.Most Americans do not have dedicated estate planners or executors to manage these matters, unlike wealthier individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received a fair deal. Appraisers, Inc. can help you with relocating to or from White CountyEmployee relocation is a stressful event. We know where you're coming from! We take great care in organizing an accommodating appointment time for the appraisal inspection. During our detailed process, we recommend employees that are moving to provide remarks on the positive features of their property, along with information regarding any recent sales or listings in their area that they want considered.Sell your home quickly at the right price with an appraisal from Appraisers, Inc.Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees are calculated on our efforts to perform the appraisal report and and aren't related to the sales price.We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market. |